Mortgage Valuation
Assessing the value of real estate offered as security for lending.
We reply within one working day and send a quotation within 48 hours of receiving the property details.
Who this service is for
- Lenders requiring a property valuation within their credit policy.
- Borrowers preparing the property information for financing or refinancing.
- Companies reviewing the value of existing property security.
- Portfolio owners restructuring facilities secured against property assets.
When you need it
- For a new facility secured against property or a facility renewal.
- When refinancing or substituting property security.
- When a lender requests an updated value at a new valuation date.
What you receive
- A valuation report addressed to the defined users for the lending purpose.
- Clear identification of the property interest and its current condition.
- Market analysis and an explanation of the approaches and methods used.
- A statement of assumptions, limitations and property risks observed within scope.
- Supporting information prepared to the requesting party's agreed requirements.
Documents required
- Title deed and available regulatory records.
- Plans, areas and building approvals.
- Completion or occupation evidence, where applicable.
- Leases and operating information for income-producing property.
- Information on improvements and current condition.
- The lender's instructions or reporting template, where available.
How we work
Purpose
We confirm the users, lending requirements, valuation date and permitted reliance.
Information
We review title, area, approvals, leases and the engagement instructions.
Inspection and analysis
We inspect the security and consider condition, location, use and marketability.
Methodology
We apply suitable approaches and review the results against available market evidence.
Reporting
We issue the report to the requesting party's requirements and state the limits on use.
What affects timing and fee
- Type, scale and operating condition of the security.
- The lender's reporting and timing requirements.
- Completeness of title, approval and lease information.
- Location and availability of suitable market evidence.
Client questions
Does the report guarantee that finance will be approved?
No. The lender makes its decision under its own policy; the report provides a professional opinion of value within its stated scope.
Who should instruct a mortgage valuation?
The lender usually defines the instructing party and permitted users. Its requirements should be confirmed before work begins.
Can an earlier valuation report be reused for a mortgage?
The requesting party decides. A new date, information review, inspection or report scope may be required.
How is a leased property considered?
We review the lease, income, occupation and outgoings to the extent required by the engagement and evidence available.
Services
All valuation services
Investment Valuation
Asset & Property Valuation
Sale & Purchase Valuation
Rental Valuation
Mortgage Valuation
Estate Division Valuation
Dispute & Litigation Valuation
Expropriation Valuation
Licensed by the Saudi Authority for Accredited Valuers · accredited valuer licence no. 13095
Organisations we work with
- 30+billion SAR
- Total value of the assets we have valued
- 3,100+properties
- Number of properties we have valued
- 780+clients
- Number of clients we have served since 2016
Request a valuation
Need an accredited property valuation?
Send the lender's instructions and property information so we can review the scope before accepting the engagement.
We reply within one working day and send a quotation within 48 hours of receiving the property details.
Or call us0112130080